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Rideshare services like Uber and Lyft have made getting around more convenient, but accidents involving these vehicles can be confusing and stressful. If a distracted driver caused your rideshare accident, you might wonder what comes next and how to protect your rights.
Understanding Distracted Driving in Rideshare Accidents
What Is Distracted Driving?
Distracted driving occurs when a driver takes their attention away from the road. This can include texting, using navigation apps, eating, or engaging with passengers. Rideshare drivers are especially susceptible because they often multitask between accepting rides, communicating with passengers, and navigating unfamiliar routes.
How It Causes Accidents
When a rideshare driver’s focus shifts from driving, their reaction times slow, increasing the likelihood of accidents. Even a split second of distraction can result in a collision, and when passengers are involved, the consequences can be severe.
Who Is Liable for a Rideshare Accident?
Determining Fault
They may be liable if a rideshare driver caused the accident due to distraction. However, determining liability in rideshare accidents can be more complex than standard car accidents because rideshare companies, like Uber and Lyft, are involved.
The Role of Rideshare Insurance
Rideshare companies typically provide insurance coverage for their drivers, but the level of coverage depends on the driver’s status at the time of the accident. For example:
- No Ride Accepted: Their personal insurance applies if the driver wasn’t actively using the app.
- Waiting for a Ride Request: The rideshare company’s limited liability coverage may kick in.
- En Route or With a Passenger: Uber or Lyft’s full liability coverage—usually up to $1 million—applies.
An experienced attorney can help determine which insurance policy covers your damages.
Steps to Take After a Rideshare Accident
If you’ve been involved in a rideshare accident caused by a distracted driver, taking the right steps can protect your health and strengthen your compensation case.
1. Seek Immediate Medical Attention
Even if you feel fine after the crash, you should see a doctor to rule out hidden injuries. Record all medical visits and treatments—you’ll need this documentation when filing a claim.
2. Report the Accident
Notify law enforcement immediately and ask for a copy of the police report. This document will be crucial in proving fault later. If you were in a rideshare vehicle, report the accident to the rideshare company through its app or customer support.
3. Document the Scene
Take photos of the vehicles, road conditions, and visible injuries. Gather details from any witnesses, including their contact information and statements.
4. Save Communication With the Rideshare Company
Rideshare companies often ask passengers for information about what happened. Save all correspondence as evidence in case you need it for your claim.
5. Consult an Attorney
Rideshare accidents involve multiple parties and insurance policies, so working with an attorney specializing in these cases is vital. They can guide you through the process, negotiate with insurers, and help ensure you get the compensation you deserve.
How to Seek Compensation
When pursuing compensation for a rideshare accident caused by a distracted driver, you may recover three key types of damages.
1. Medical Expenses
These include current and future medical costs related to the accident, such as hospital stays, surgeries, therapy, and medications.
2. Lost Income
If your injuries prevent you from working, you may be entitled to compensation for lost wages and earning capacity.
3. Pain and Suffering
Compensation for emotional trauma, reduced quality of life, or physical pain may also be included. Calculating these damages can be complicated, but your attorney can help assess the amount you should demand.
Distracted Driving Accident Lawyers in Florida
Navigating the aftermath of a rideshare accident can be challenging, but understanding your rights and options is crucial for securing the compensation you deserve. If you or a loved one has been involved in a rideshare accident in Lutz, FL, The Florida Law Group is here to help. Our experienced legal professionals are dedicated to guiding you through the claims process and ensuring that your rights are protected. Contact us today at (833) 899-0310 to learn more about how we can assist you in pursuing your claim and achieving a fair resolution.