Tampa Car Accident Attorneys

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Tampa Bay's roads, unfortunately, see a high rate of car accidents, with over 27,000 crashes reported in Hillsborough County alone in 2022. These accidents can lead to life-altering injuries, mounting medical bills, and expensive car repairs. If you've been injured due to someone else's negligence, you deserve compensation for your losses.

Insurance companies tend to prioritize their bottom line, offering minimal settlements to accident victims. However, Navigating the claims process on your own can be overwhelming, and may even result in a settlement that is too small to cover your losses. With the right legal team, however, you could walk away with the full compensation available in your case. 

Before making any decisions, consult with our Tampa car accident attorney at The Florida Law Group. With over a century of combined experience, we have a proven track record of fighting for the rights of car accident victims in the community against insurance companies and large corporations. 

Call our Tampa car accident lawyers at (833) 899-0310 today to schedule a free consultation.

Florida Car Accident Laws

Florida operates under a no-fault insurance system, meaning that after a car accident, drivers must turn to their own insurance policy to cover medical expenses and certain financial losses, regardless of who was at fault. This is facilitated through Personal Injury Protection (PIP) insurance, which is mandatory for all drivers in Florida. PIP typically covers up to $10,000 in medical expenses and lost wages.

However, if an injury meets the "serious injury threshold" (e.g., permanent disability, significant disfigurement, or death), the injured party may step outside the no-fault system and file a lawsuit against the at-fault driver for additional compensation.

Florida follows a pure comparative negligence rule in cases involving personal injury claims. This means that an injured party's compensation may be reduced by their percentage of fault in the accident. For example, if you are found 30% responsible for the crash, you can still recover damages, but your total award will be reduced by 30%.

For personal injury cases, the statute of limitations is generally two years from the date of the accident (as of March 2023, when changes to state law reduced this period from four years). For property damage claims, the deadline remains four years.

Lastly, Florida law requires drivers to report accidents to law enforcement if the crash results in injuries, death, or significant property damage (over $500). Failure to do so may result in penalties. Additionally, insurance claims should be filed promptly, as delays could lead to claim denial.

Compensation for Tampa Car Accident Victims

In Florida, car accident compensation is often determined by the state's no-fault insurance laws and other legal considerations. Here's a breakdown of the common types of compensation available:

• Medical Expenses: PIP covers up to 80% of medical expenses and up to $10,000 in benefits, regardless of who caused the accident. Additionally, if your injuries are severe and exceed PIP limits, you can pursue compensation from the at-fault party's insurance or through a lawsuit.
• Lost Wages: PIP also covers up to 60% of lost wages if the accident prevents you from working. If your wage losses exceed PIP limits, you can seek additional compensation through a liability claim.
• Pain and Suffering: As mentioned earlier, if you suffer a serious injury (e.g., permanent disability, significant scarring, or death), you may qualify for non-economic damages, such as compensation for physical pain, emotional distress, and loss of enjoyment of life. This type of compensation is typically only available in a lawsuit or fault-based claim.
• Property Damage: Compensation for vehicle repairs or replacement is typically covered by the at-fault driver's property damage liability (PDL) insurance or your own collision coverage if you carry it.
• Loss of Consortium: If the accident affects your relationship with your spouse (e.g., due to injuries causing loss of companionship or intimacy), you might be able to seek damages for loss of consortium in certain cases.
• Wrongful Death Damages: In fatal car accidents, the family of the deceased may recover damages, including funeral expenses, medical bills incurred before death, and loss of future income, through a wrongful death claim.

At The Florida Law Group, we understand how overwhelming a car accident can be, and we’re here to guide you every step of the way. Our team has the experience and dedication to help you recover the compensation you deserve.

We handle the legal complexities so you can focus on healing and moving forward. Whether negotiating with insurance companies or fighting for your rights in court, our Tampa truck accident attorneys are committed to achieving the best possible outcome for you. Let us be your trusted advocates

Contact us today at (833) 899-0310 for a free consultation and let us start building your case.